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Whether you need funds for supplier payments, salaries, urgent purchases, or temporary liquidity gaps, an overdraft gives you access to funds whenever required — from trusted banks and financial institutions.
Get a call back from our loan expert today
A Bank Overdraft allows an account holder to withdraw money beyond the available balance in a bank account, up to a pre-approved limit. Instead of borrowing a fixed lump sum, you use only what you need and repay based on your cash flow.
Interest is generally charged on the amount utilized rather than the total sanctioned limit — making it a practical short-term finance solution for managing operational expenses and temporary cash gaps.
Granted based on business profile, income, and banking strength — no collateral required in eligible cases.
Provided against collateral such as property, fixed deposit, or financial assets for larger limits.
Linked to your business current account for regular operational fund management.
Available for eligible professionals and established self-employed profiles.
You may be eligible if you fall under any of the following categories:
We evaluate loan capacity and shortlist suitable lenders
We assist with documents and complete the application.
Lender reviews turnover, banking, liabilities, and security
Access overdraft solutions from trusted banks and NBFCs.
We understand real-time business funding challenges.
Guidance on practical OD limits and optimal usage patterns.
Dedicated follow-up for smoother, quicker approvals.
Clear communication on charges, limits, and process.
Support from enquiry right through to activation stage.
No, personal loans are generally unsecured.
Certain overdraft products may be available for eligible salaried or professional profiles depending on lender offerings.
Possible in some cases, depending on lender and profile strength.
Manage business cash flow better with Capital Adept’s trusted Bank Overdraft solutions.
Our expert will contact you within 24 hours
Manage business cash flow better with Capital Adept’s trusted Bank Overdraft solutions.
